Everyone has a different emotional response to money. We all have different expectations, goals and dreams related to money. To get a handle on what money means to you and what purpose money has in your life, imagine you have just won a very large lottery. Imagine winning a lottery that will pay you several[…]
Finances have become extremely complicated. Credit cards, loans, monthly subscriptions, taxes and payment plans have people struggling to figure out how much money they have, need, earn and owe. Financial courses provide us with the math needed to solve financial equations. Financial experts tell us what worked for them and provide us with specific directives[…]
It’s always better to overestimate your expenses and have money in the bank than to underestimate, especially on a regular basis. You can always spend more money, but spending less, after the fact is not usually possible. When going to the grocery store or going out to eat, my friend would expect to spend $30[…]
Regardless of where you are on your financial journey it is utterly important to have some type of plan for unexpected events. There are numerous stories of people who have died without a will or any document stating their intentions. These situations make the death of a person even more difficult. They often end up[…]
No one looks out for your best interests like you. While your friends and family may want the best for you, but they don’t know or understand your best interests. Only you can determine and decide what is best for you. It’s great to ask for advice, but advice is providing you with suggestions and[…]
There are times in life when everything seems to be upside down. There are times that seem all uphill with no end or relief in sight. You might be struggling to get a job, get a better job, combat an illness, find a place to live, improve your credit, pay off debt or save for[…]
Yes, times are tough. People are out of work, businesses are closing down and the future is uncertain. Most of us are experiencing the most unbelievable situations of our lives. Fear of the virus, fear of loss, fear of the unknown, fear of illness, fear of death, fear of loss of income, the hardships of[…]
In modern society, a popular procedure to pay for products and services is via a monthly subscription. Instead of purchasing an item with a one-time payment, more and more companies are offering their products or services only if you sign up to pay a certain amount every month. The benefits of monthly subscriptions are that[…]
When the seasons shift from cold to warm and warm to cold, it’s a great time to save on heating and cooling expenses. With spring and summer temperatures quickly approaching, here are a few tips to save you some money. Turn off that heater and try to put your cooling thermostat a few degrees higher[…]
As we all know, the world has completely changed with the 2020 COVID-19 virus and subsequent shutting down of most of the world’s public events and businesses. The wide-spread economic impact is impossible to fully understand or grasp. Life, as we knew it, has forever changed. Businesses have closed or downsized and laid off millions[…]
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