UNEXPECTED THINGS

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Things happen. Good things, strange things and unfortunate things will happen in your lifetime. When an unexpected situation occurs you can still keep your financial composure. Of course illnesses, accidents, catastrophes and tragedies usually cost quite a bit of money and time to recover. They can mean being out of work for a period of[…]

IT’S ALL ABOUT YOUR HABITS

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Our habits direct and define our financial picture. The habits in our daily routines lay the foundation for our spending, saving and living. Sometimes we get into habits that seem practical and financially harmless, but over time they impair our ability to financially succeed. Attitude – Having a positive attitude is a habit worth acquiring.[…]

PEOPLE AND PLACES

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If your financial picture is lacking clarity and you can’t quite figure out why your bank account is short every week and where the money went, look at the people and places in your life. Sometimes, the people and places unknowingly influence us to spend extra money. Simply changing the people we spend time with[…]

HOLIDAYS AND SPECIAL EVENTS

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      When the sunlight hours of the days start getting shorter and the temperatures become colder holiday season is looming. Chilly nights, falling snow, crisp air, wood burning fires, pumpkin pie and apple spice aroma get into our veins and we get our engines revving for baking, cooking and shopping. Halloween, Thanksgiving and Christmas are[…]

EVERY DAY IS GAME DAY

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Football, Baseball, Hockey!!!! In the fall, the sports surround us. Fun, excitement, comradery, spirit and of course WINNING! Financial matters can be exciting too. Well, let’s pretend. I have been told many times that finances are not sexy or fun or exciting, so no one will be interested. So, let’s make it a little fun.[…]

ALL THE LITTLE THINGS

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Little things do add up to big, bigger and even bigger things.  Those little, pesky things are so important to your financial landscape. I have heard many, many, many stories about a small charge or fee which someone did not take care of which later became a large expense. It’s so easy to get trapped[…]

YOU ARE WHERE YOU ARE

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It’s human nature to watch people who seem to have wealth, an easy life and so much more than you and feel envious and jealous. It’s okay to look around and think about what you have, what you don’t have and what you wish you had. It’s not productive to dwell in what could have[…]

DO WHAT IS RIGHT FOR YOU

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No one looks out for your best interest like you. While your friends and family may want the best for you, they don’t know or understand your best interests. Only you can determine and decide what is best for you. It’s great to ask for advice, but advice is suggestions and ideas. The decision is[…]

RECESSION PROTECTION

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As sure as the sun will rise and set, the stock market will rise and fall, interest rates will fluctuate and inflation will prevail. We hear of people making a lot of money when the market is good and we hear of them losing a lot of money when it goes bad. What are the[…]

EXPERT ADVICE: WARREN BUFFETT QUOTES

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Warren Buffet is one of the world’s most financially successful, richest and philanthropicial men. Here are a few of his outstanding tips. “Article by: Zack FriedmanSenior Contributor Personal FinanceAuthor, The Lemonade Life. I write about leadership and greatness Here Are 10 Genius Quotes From Warren Buffett Simply put, Warren Buffett has a way with words. When[…]